Analysis of the Nature of Social Security Organization Payments with a Focus on Preventive Strategies and the Experience of Germany and France

Abstract

This study examines the nature of payments made by the Social Security Organization with a focus on preventive strategies and the experiences of Germany and France. The primary objective of the research is to analyze the nature of payments made by the Social Security Organization to insured individuals, particularly in cases of disability and the provision of medical services. This analysis is directed towards understanding the nature of welfare service provision, the prevention of harm, and the provision of medical services and support for disabled individuals. The findings of the study, which have been compiled and structured using a descriptive and analytical approach, indicate that in advanced social security systems such as those of Germany and France, social security not only focuses on compensating for the economic losses resulting from disability but also places special emphasis on preventive measures and occupational safety enhancement. These systems, through precise assessments, the provision of rehabilitation and educational services, and collaboration with various institutions, play a crucial role in reducing the occurrence of accidents and injuries. In Iran, although payments are primarily limited to compensating the economic losses of insured individuals, this research suggests that, given the experiences of the aforementioned countries, a preventive approach should also be adopted by the Social Security Organization. This approach could include enhancing occupational safety, implementing preventive education programs, and fostering intersectoral collaboration to reduce occupational accidents. Ultimately, this study demonstrates that Iran’s social security system, by drawing on the innovations of Germany and France, could not only strengthen financial support but also focus more on reducing harm and preventing occupational accidents.